Trusted financial advice that’s just as unique as you

Watch our introduction video

Whether you’re building a business, raising a family, juggling life’s many demands or you feel it might be time to take things a little easier – financial peace of mind means knowing you have the means to live life the way you choose.

Not just today, but tomorrow too.

A trusted partner in planning your financial future

At Mercer & Associates, we help you and your loved ones plan for the future you want. Based in Chester but with a nationwide reach, we take time to get to know you, building a long-term relationship and a focused financial plan designed to deliver on your aspirations and goals.

We’re proud to have attained Corporate Chartered status – the gold standard for financial planning firms, and something that only a relatively small number of practices achieve. This means you can be sure that when you work with us, you’ll benefit from the very best advice, service and support – all the friendly, professional assistance you need to build the financial future you want.

Our Story

What it means to be Chartered

Only the leading financial planning firms can call themselves Chartered Financial Planners, and we’re very proud to be among those awarded this prestigious designation.

Learn More

What makes us different in our clients’ own words

Read our client testimonials


I have been a client of Mercer and Associates since 2008, and throughout that time Darren has become an invaluable strategic partner who I consider essential to my business and family financial planning.

Darren has that rare quality of having supreme technical ability but with a personable and holistic approach. Our financial affairs have become increasingly complex over time and having someone who’s judgment I trust is vital. I’m confident that Mercer and Associates are proactive in thinking and planning ahead, leaving me to focus on family and business. Darren draws my attention to important matters in a timely manner and stays on top of the changing landscape to ensure we always have the best advice.

Darren is considered integral to our network and he has provided a whole spectrum approach to our investments, pensions, tax structures, will and trust planning, in addition various corporate structures. I can unreservedly say that he has saved us tax, time and worry, and the investment returns have been excellent. His knowledge and understanding of the wider picture has enabled me to think and act strategically.

Past performance is not indicative of future performance.

Tim Keyes

In June 2013 we engaged Mercer and Associates to audit and advise on myself and my co-directors financial wellbeing. Since then we have been impressed with the advice and expertise when making recommendations on personal and company wealth management. We now have the comfort of knowing that all eventualities are catered for, both personally and professionally. The results speak for themselves. Well done Darren and the Mercer team.

Miles Brookes

Given that it takes a lifetime to accumulate monies, it is vital that one has total confidence in their adviser. Darren and his team have consistently acted with complete integrity, ensuring the best advice rather than what’s in their interest. I would wholeheartedly recommend their services.

Ian Bailey

We have found Darren to have an excellent knowledge of the financial investment scene and deserves to do well.

Vaughan Griffiths

One of the primary strengths of Mercer & Associates is the substantial support and resource structure backing them.

Stuart Gillies

Darren understands the complexity of our business and personal finances and has helped understand how to minimise some of our exposure. His knowledge in estate planning is incredible and he is one of the nicest people you will meet.

Ben Griffiths

How we help

The key to achieving your future goals and aspirations is to create a strategic financial plan designed around your personal circumstances.

Whether you want expert advice on financial planning for you and your family, or you need specialist help to make the right financial decisions for your business, we’ll design the right plan for you and your future.

For business owners

Owning and running a business can be demanding, and it isn’t uncommon for those at the top to give their personal and business finances less attention than they deserve. We have vast and specialist experience in creating the best outcomes for business owners.

For individuals & families

Whatever your aspirations and goals for you and your family, a robust strategic financial plan can help make sure they happen. And although life will always be unpredictable, we can help you prepare for the uncertainties ahead.

Building long-term relationships and guiding our clients towards financial peace of mind has always been our mission.

Meet the Team

Latest News, Events & Resources

Keep it in the family with tax-smart estate planning 21st February 2024

Keep it in the family with tax-smart estate planning

At a glance There comes a point in life when we start to think about what will happen

Read More
WeekWatch 20th February 2024


Stock Take It’s often said that economic figures and stock market performance don’t always line up. Last week,

Read More
Can I pass on my pension when I die? 15th February 2024

Can I pass on my pension when I die?

At a glance Many people only start thinking about inheritance when they’re writing their Will*. Deciding who gets

Read More
Getting on top of Capital Gains Tax  15th February 2024

Getting on top of Capital Gains Tax 

At a glance Capital Gains Tax (CGT) can trip many of us up. It’s a tax on the

Read More
WeekWatch 13th February 2024


Stock Take The S&P 500, a US stock index, broke the 5,000 mark for the first time on

Read More