Recommendations: Can we help your family, friends or colleagues achieve financial peace of mind?

9th March 2023

At Mercer & Associates, we value our clients and are always looking for ways to grow our business while providing the best possible service. We believe that referrals from satisfied clients are one of the most effective ways to achieve this goal.

We are committed to helping our clients achieve financial peace of mind and navigate the challenges and opportunities that arise over time, through trusted, high-quality advice and long-lasting relationships. We help private clients, businesses, trustees, and attorneys to create a personalised and strategic financial plan that considers their goals, priorities, risk tolerance, and overall financial situation.

We play a critical role in helping our clients to achieve their financial goals and objectives, and this includes:

  1. Retirement planning: We help clients plan for retirement by identifying retirement goals, estimating retirement expenses, and developing a plan to save and invest for retirement. We also help clients evaluate retirement income sources, such pension benefits, and develop a withdrawal strategy to make sure they do not outlive their savings.
  2. Tax planning: We help clients minimize their tax liability by identifying tax-efficient investment strategies, maximizing retirement account contributions, and taking advantage of tax savings particularly given the upcoming tax changes in April 2023 and April 2024.
  3. Investment planning: We help clients create a diversified investment portfolio using a range of investment wrappers that aligns with their risk tolerance and financial goals. We then monitor the performance of the portfolio, make adjustments as necessary, and ensure that the portfolio stays on track to achieve the client’s objectives.
  4. Business financial planning: We help business owners and entrepreneurs from the start-up stage to planning an exit strategy, and everything in between. We ensure that they have a strategic plan in place incorporating their business and personal financial goals to ensure their business and family are catered for, against the backdrop of changing personal and business tax legislation.
  5. Protection planning: We help clients identify potential risks to their financial well-being and develop a plan to manage those risks. This can include identifying appropriate insurance coverage to protect against potential losses, such as critical illness or income protection insurance.
  6. Estate planning: We help clients develop an estate plan that can include wills, trusts, and other documents to ensure that their assets are distributed according to their wishes after they pass away, while minimising the inheritance tax paid. This is becoming increasingly significant given rising property values and frozen inheritance tax bands.

If you know someone who could benefit from our financial planning services, we would be grateful if you could refer us to them. As a valued client, your endorsement of Mercer & Associates can make a huge difference to someone who is searching for reliable financial advice.

Thank you for your continued business and support. We look forward to working with you and any referrals you may send our way.