We help our private clients to create and implement a structured financial plan within the parameters of their individual circumstances.
We provide an extensive range of holistic financial planning solutions for the needs of private clients and cover all aspects. This includes helping to make sure wealth is protected from tax and third party claims, helping to maximise capital for potential growth or income within an appropriate risk tolerance, and ensures such solutions are tailored to clients' precise needs.
In simple terms, we help clients understand how most effectively to place their capital so they and their families enjoy the benefit of their hard earned wealth. We regularly collaborate with a dedicated specialist support team to construct bespoke solutions when a more sophisticated and robust strategy is required.
Some of the areas we specialise in are as follows:
- Investment planning for capital growth or income
- Tax mitigation strategies
- *Trust planning
- Inheritance Tax and estate planning
- Inter-generational planning
- Pre and post retirement planning
- Mortgage planning
- Pension advice and management on divorce
- Later life planning
- Tax specialist investments
- Protection planning
- Reviewing existing pension and investment assets
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
*Trusts are not regulated by the Financial Conduct Authority.